Our clients case studies
OUR CLIENTS CASE STUDIES – GENERATION PRIVATE WEALTh
John & Mary Case Study 1.
Client’s initial position & target
Mary, 40 years old, salary: $45,000 pa
2 children, 8 & 5 years old
Home Value: $600,000
Home loan: $295,000 (repayments of $2,265 per month 19 years remaining term)
Cash: $3,000
Shares: $2,000
Living expenses (not including mortgage): $55,000 pa
Superannuation: $803,402 lump sum in future dollars will provide an income of $32,087 pa in retirement (in today’s dollars)
Their target at retirement – Income of $65,000 pa in today’s dollars (indexed at 60)
Their results with Generation Private Wealth
10 years – Debt free home + net investments + $112,801
19 years – Debt free home + net investment + Superannuation = $1,579,862
Their outcome at retirement was $78,993 pa from superannuation & investments in today’s dollars.
Barry & Jane Cade Study 2.
Client’s initial position & target
No dependants:
Home value: $650,000
Home Loan: Nil
Cash: $11,000
Living expenses: $48,000 pa
Currently saving: $5,000 pa
Superannuation: $796,319 lump sum in future dollars will provide an income of $41,500 pa in retirement (in today’s dollars)
Their target at retirement – Income of $75,000 pa in today’s dollars (indexed at 58)
Their results with Generation Private Wealth
10 years – net investment $917,765
At retirement – Deft free home + net investments + superannuation
$89,281 pa from superannuation and investments in today’s dollars.
Ryan Cade Study 3.
Client’s initial position & target
No dependants:
Home value: Nil
Home Loan: Nil
Cash: $7,000
Shares: Nil
Living expenses: $22,000 pa
Superannuation: $570,580 lump sum in future dollars will provide an income of $14,194 pa in retirement (in today’s dollars)
His target at retirement – Income of $50,000 pa in today’s dollars (indexed at 60)
His results with Generation Private Wealth
20 years – net investment $570,308
35 Years – retirement, net investment + superannuation = $2,608,554
At retirement – net investments + superannuation = $50,699 pa from investment and $14,194 pa from superannuation in today’s dollars. A total of $64,893 pa.
